Are Life Settlements Right For Me?

Yes, life settlements come with many potential benefits.  But, as with any financial strategy, you must consider all of your available options in addition to the risks involved.

Consider the following questions:

1. Did your financial needs change?
   1. As the cost of long-term medical care rises, many folks find their financial needs changing.  A life settlement could be right for you.
2. Do you want to reduce your monthly expenses?
   1. Many policyholders simply no longer want to pay the monthly premiums, a life settlement could be right for you.
3. Is your current life insurance policy too expensive?
   1. You might consider lowering the death benefit to reduce your monthly premium or consider learning if your policy qualifies for a life settlement.
4. Are you thinking about letting your life insurance policy lapse? Or take the surrender value?
   1. If this is the case, absolutely consider a life settlement before lapsing or surrendering.  It couldn’t hurt!
5. Have you been diagnosed with a life-threatening illness?
   1. If so, your policy has a strong likelihood of being qualified for a life settlement.
6. Could a life settlement fund your retirement?
   1. Many are finding that selling their life insurance policy is a good means for retirement funding.
7. Are you looking for financial peace of mind?
   1. Funds from a life settlement can help you achieve a peace of mind regardless of your current state of affairs.

If you answered “Yes” to any one of these questions…

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