Life insurance policyholders who qualify for a life settlement or viatical settlement have a difficult choice to make.   One choice leads to a ‘direct buyer’(DB) who would be purchasing the policy for their own portfolio.  DBs are known for making remarkably low offers to purchase a policy. However, this path allows the policyholder to sell

Life insurance policyholders are increasingly selling policies for cash to third parties. In 2020, the total face amount of life settlements in expected to pass $3 billion.

Annual increases in investment capital entering the marketplace, along with increases in television and digital ads, have resulted in increased consumer awareness. Policyholders are finding reasons to sell a life insurance policy, like any other asset, rather than allowing it to lapse or surrendering back to the carrier.

Not all things in life are permanent. Careers change, families change, health changes – one of the things we can count on is change to occur. Fortunately, not all change is for the worse. Mortgage Debt Or Income Replacement Sometimes our need for life insurance changes. When you purchased your permanent life insurance policy, you